Terms of Service

Effective Date: 09/01/2025
Last Updated: 09/01/2025

About These Terms

Welcome to Ledger Fi. These Terms of Service ("Terms") govern your use of our website and bookkeeping services. By using our services or website, you agree to these terms.

Our Services

Ledger Fi provides professional bookkeeping and financial services to small businesses, including:

• Monthly bookkeeping and financial statement preparation
• Tax return support documentation
• Profit and loss statement generation
• Journal entry creation and maintenance
• Quarterly service reviews

Your Responsibilities

Accurate Information: You must provide complete, accurate, and timely financial information including bank statements, receipts, and other financial documents.

Data Security: You're responsible for securing your own devices and backing up your data. We recommend keeping copies of all documents you share with us.

Compliance: You must use our services legally and in accordance with all applicable laws and regulations.

Service Terms

Contract Period: Services begin with a one-year initial term, then automatically renew monthly unless cancelled with 30 days' notice.

Scope Changes: If your bookkeeping needs exceed our agreed scope, we'll notify you and may adjust the contract terms.

Access Required: We need unrestricted access to your financial documents to provide effective service.

Payment Terms

• All fees are due according to your service agreement
• Payments are processed automatically via your chosen payment method
• Services may be suspended for non-payment
• Fees are non-refundable except as specified in your service agreement

Privacy and Data Protection

We take your financial data seriously:

• We use industry-standard security measures to protect your information
• We only share your data with authorized representatives you designate
• We may disclose information if required by law or court order
• Your data remains confidential subject to legal requirements

For complete privacy details, see our [Privacy Policy].

Service Limitations

What We Don't Do: We don't provide forensic accounting, fraud detection, or investigate financial irregularities.

No Guarantees: While we strive for accuracy, we rely on the information you provide and cannot guarantee error-free results if your source data is incomplete or inaccurate.

Service Availability: We may temporarily suspend services for maintenance, legal compliance, or system protection.

Termination

Either party may terminate services with 30 days' written notice. Early termination fees may apply if you received promotional pricing with a term commitment.

Limitation of Liability

Our liability is limited to the fees you paid in the three months prior to any issue. We're not liable for indirect damages, lost profits, or business interruption.

Dispute Resolution

Arbitration: Disputes will be resolved through binding arbitration under American Arbitration Association rules, not in court.

Governing Law: These terms are governed by California state law.

Changes to Terms

We may update these terms by posting changes on our website. Continued use of our services means you accept any updates.

Contact Information

Ledger Fi
Website: www.ledgerfi.co
Email: contact@ledgerfi.co
Phone: 888-346-9609

For detailed service terms, please refer to your individual service agreement. If you have questions about these terms, please contact us before using our services.